Business & Commercial Insurance

Business Commercial Insurance

General Liability — Business Owner’s Policy — Worker’s Comp

Business Auto — Commercial Umbrella — Group Health

We have over 35 years experience in helping small to large companies with their insurance needs. We have provided insurance services to the self-employed to companies with over 100 employees. We are very service oriented to our business and commercial clients. One of the advantages we provide is our ability to obtain rates from several different providers. We are not limited to just one insurance company. This allows our insureds to receive the best coverage at an affordable rate for commercial policies and group health insurance plans. Many business we work with offer our group health plans to their employees. We offer policies that combine protection from all major property and liability risks in one package or separately. Business Owners Policy (BOP) is a package built for small and mid-sized businesses. Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or have a policy customized to their special needs and risks. We offer Discounts on your Business/Commercial policy if you have an Auto Insurance or Homeowners Insurance Policy with us. Professional Liability Insurance

Business Insurance Quote Hotline 817-925-0924

Texas Commercial Insurance

Some of the coverages we provide include:

Business Owner’s Policy –coversGeneral Liabiliy, Accounts Receivable, Bailee Coverage, Business Income, Computer Equiment, Outdoor Signs, Newly Acquired Buildings, Fire Department Service Charge, Pollution Clean Up, Trees, Plants, Shrubs, Valuable Papers, Spoilage, can include Tenants Glass, Tenants Improvements and Betterments, Employee Benefits Liability, Employers Liability, Liquor Liability.


Property insurance – covers buildings and contents owned by the company. There are two common types of property insurance, standard and special. Special provides more comprehensive coverage.

Business interruption insurance – covers loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. The extra costs involved in operating on a temporary basis can be covered also.

Liability protection – covers a company’s legal responsibility for damage it may cause to others. Damages can result from you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and services provided. Commercial Umbrella Insurancepolicies are often recommended to provide additional liability coverage at a reasonable cost. More information about liability below.

The aforementioned policies do NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. Please contact us for a free quote or if you have any questions.

Texas Company Insurance

We can offer separate policies for special needs including:

Directors & Officers See our page for this and Professional Liability and E& O

  • Errors and Omissions
  • Workers’ Compensation
  • Commercial Auto (see below)
  • Truckers Coverage
  • Garage Coverage
  • Professional Liability (see below)
  • Umbrella
  • Occurrence and Claims Made Liability
  • Flood Insurance
  • Boiler/Machinery
  • Commercial Crime
  • Inland Marine
  • Business Owner Computer/EDP
  • Bonds
  • Builder’s Risk Insurance

View Packages Tailored For Different Industries

Key Person Life Insurance

We can help protect a businsess due to the untimely death of a key person of a business. In small businesses a loss of certan management level member could devestate a business.This can be true of one person businesses, home-based businesses, partnerships and family owned businesses. These policies can be tax deductioble and the proceeds are tax-free. The benefit paid can assist in the process of locating, hiring, and training a replacement. Lost business and financing of any number of transactions can be covered also. This type of life insurance can help business continue or buy out portion of business owned by the deceased or disabled. Occasionally Venture Capitalists will require Key Man Life Insurance to obtain funding. The covered employee’s family does not receive any benefit when a death occurs. Fill out our form to determine How Much Life Insurance you might need.

Commercial Automobile

This policy can provide a combination of liability protection and physical damage coverage for loss due to damage to vehicles owned, maintained, or used by you. Additional coverage’s such as medical payments and uninsured motorist protection can be purchased to “customize” the policy to fit your business’ needs

Choices include:

all “owned autos” – This covers both the vehicles scheduled on the policy and also any others that might be acquired during the term of the policy (and temporary substitute autos). There is no extra initial premium for this.

any auto – This is the broadest coverage available. It covers current autos, autos acquired in the future, autos hired (or leased or borrowed) and autos not owned by the business but being driven by an employee on company business.

Additional coverages on Car Insurance for additional premiums include

Professional Liability

Some professionals have a liability exposure that can arise from their rendering or failure to render a professional service. Under certain circumstances they can be held liable for injuries, property damage or financial loss which can result from their actions. Malpractice insurance is often used where a profession involves bodily treatment. Some examples are medical practitioners, beauticians, masseurs, pharmacists, and veterinarians. Other professions that may need professional liability include insurance agents, real estate agents, accountants, architects, attorneys, engineers, travel agents and others.

We understand that every business has unique risks. We can provide the coverage options your business (large or small) needs for total financial security. As your company or business grows we will develop a program to meet todays needs and tomorrow’s challenges.

Visit our Church Insurance Section

Please call us or email us for a free quote or if you have any questions. 817-925-0924

We help businesses, companies, and the self-employed with their insurance needs in the North Texas area including the cities Fort Worth, Arlington, Burleson, Grapevine, Southlake, Keller, Hurst, Euless, Bedford, Crowley, Benbrook, Joshua, Alvarado, Pantego, Dalworthington Gardens and Mansfield.


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