Commercial Auto
Commercial Automobile
This policy can provide a combination of liability protection and physical damage coverage for loss due to damage to vehicles owned, maintained, or used by you. Additional coverage’s such as medical payments and uninsured motorist protection can be purchased to “customize” the policy to fit your business’ needs
Choices include:
all “owned autos” – This covers both the vehicles scheduled on the policy and also any others that might be acquired during the term of the policy (and temporary substitute autos). There is no extra initial premium for this.
any auto – This is the broadest coverage available. It covers current autos, autos acquired in the future, autos hired (or leased or borrowed) and autos not owned by the business but being driven by an employee on company business.
Additional coverages on Car Insurance for additional premiums include
- Uninsured Motorists
- Underinsured Motorists
- Auto Physical Damage
- Comprehensive
- Collision