Texas Group Health Insurance
ProGo Insurance Group helps companies of all sizes all over Texas with their group health insurance needs. Our agency offers plans that have single options and multiple option plans for medical, dental, vision, disability and life.We can present plans that offer all coverage’s through one company or put together a package with different providers for health, vision and dental to get the lowest premiums with best coverage. Let us show you how a multiple option plan can help reduce your company’s cost while allowing you to offer richer plans to your employees. Multiple or dual option plans are available to small group, mid size and large group companies in Texas.
Group Health Insurance Quote Hotline 817-925-0924
Our history, relationships with and number of groups we have with the health insurance companies allows us to negotiate better rates with the below companies than other brokers.
We will explain to and help you meet the requirements to obtain a group health insurance plan.
Some of the contributing factors that affect your premium include office visit co-pays, coinsurance, out of pocket max, deductibles, drug card or prescription co-pays, prescription deductibles, family deductibles and lifetime maximums. Let us address each of these with you and put together the best combination.
Some of the requirements for a group plan include:
At least 2 employees participating in group plan. This can be a husband and wife if they are both employees.
Group plans require employers pay at least 50% of the employee only premium. We consult with businesses of all sizes on how to offer a multiple option plan to reduce the cost to the employer.
75% of all eligible employees must participate in the group plan. Definition of eligible employee is someone who does not have coverage elsewhere. We offer different solutions to help companies meet this eligibility requirement.
We will also help you stay up to date with the changes that are happening on a regular basis with the health insurance industry. Contact us for any questions regarding the health reform including COBRA Stimulus issues.
Some of the companies we represent for Texas Health Insurance are
Aetna
Blue Cross/Blue Shield
United Healthcare
Cigna
Humana
We can package Dental Insurance, Vision Insurance, Life Insurance and Disability Insurance with most of the above companies for busines health insurance plans. In certain instances we can offer other companies including Dental Select, Kemper, Unum and Colonial Life to complete your benefits package.
Contact us for a consultation. All we need are dates of birth and genders to start a quote.
Some of the areas we have group health insurance clients include Dallas, Fort Worth, Arlington, Houston, Austin, San Antonio, Hurst, Euless, Bedford, Burleson, Plano, Denton.